Comprehensive Car Insurance Coverage in Texas
Reader’s Question:
I would like to ask, is the damage of the car due to earthquake covered in the auto insurance? I have an auto insurance in Dallas, Texas.
Mike
Dallas, TX
Nice question Mike.
The auto insurance with comprehensive coverage usually includes all other disasters that may cause damage on the vehicle including earthquake. If you already have an auto insurance policy, you need to confirm it by reading over the disasters that are included in the comprehensive coverage. If you are still considering in upgrading your auto insurance with comprehensive coverage, yes, usually it includes damage from earthquakes. You need to verify if your comprehensive auto insurance covers losses on all parts of the car or only part of it due to earthquake. Auto insurance policies from different companies in Dallas, Texas may differ in this aspect and that’s why it is helpful if you get familiar with the policy of your auto insurance. If policy is not yet available, it pays to verify from the agent on this concern.
Indeed getting comprehensive coverage on auto insurance will give you peace of mind as almost every possible means of destruction to the vehicle, including damage caused by earthquake, is covered. Again, it’s not enough that you get the auto insurance policy of your comprehensive auto insurance. It also pays that you read the policy and know the limits and extent of the coverage to prepare you of your expectations on the claims.