Texas Vehicle Insurance

Reader’s Question:

I know someone who was caught driving without Texas vehicle insurance. If this happens to me, what kinds of punishment await me?

Rafael

Austin, TX

I do hope you are just curios when you asked what punishments await you when you are caught driving without Texas vehicle insurance. No one in his right mind will ever do something like that. Breaking the law is a big no no Rafael and I do hope you know that.

Let me just tell your first when you need to show proof of Texas vehicle insurance. I’m sure you have a proof of auto insurance policy, assuming that you have car insurance policy, which by the way I hope you do.

Usually, car insurance companies give a proof of car insurance to their policyholders in a form of a card. Make sure you have your car insurance card with you whenever you drive just to avoid any inconvenience on your part.

You will be asked for a proof of Texas vehicle insurance or car insurance card when:

• a law enforcement officer asked you
• you are involved in a car accident
• you register or even renew your vehicle’s registration
• your vehicle is inspected

And the sad thing Rafael is that if you are caught driving without car insurance the penalties are quite harsh and it will surely affect your driving record and your car insurance rates. For firs time offenders, the fine is $175 to $350. Meanwhile, for repeated offenders, the fine could go up to $350 to even a $1000. Plus, the license will be suspended and the vehicle will also be impounded.

So, the best thing to do is make sure that you’re car insurance is active all the time. Pay your car insurance bills on time to avoid lapse on your car insurance. Have a safe drive always!